Loans are subject to credit approval and terms apply | Rates from 5.99% APR to 35% APR | Late payments may result in additional fees | Not a guarantee of credit - Example repayment terms |

Privacy Policy

Effective Date: [Insert Date]

[Company Name] ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our loan services and website.

Table of Contents

1. Information We Collect

We may collect the following types of information:

  • Personal Information: Name, contact details, date of birth, PAN, Aadhaar
  • Financial Information: Income details, bank statements, credit history
  • Technical Data: IP address, device information, browsing patterns
  • Application Data: Loan requests, supporting documents

2. Use of Information

We use collected information to:

  • Process loan applications and verify eligibility
  • Provide customer support and service
  • Improve our services and website functionality
  • Comply with legal obligations (RBI guidelines, PMLA, etc.)
  • Send service-related communications

3. Data Sharing

We may share information with:

  • Banks/NBFCs for loan processing
  • Credit bureaus (CIBIL, Experian, Equifax)
  • Legal authorities when required
  • Third-party service providers (with confidentiality agreements)

We never sell your personal information to third parties.

4. Data Security

We implement robust security measures including:

  • 256-bit SSL encryption
  • Regular security audits
  • Role-based access controls
  • Secure data storage with AES-256 encryption

5. Your Rights

You have the right to:

  • Access and review your information
  • Request corrections
  • Withdraw consent
  • Request data deletion (subject to legal requirements)
  • Obtain data portability

To exercise these rights, contact our DPO at:
dpo@company.com

6. Policy Changes

We may update this policy periodically. Significant changes will be communicated through:

  • Website notifications
  • Email alerts
  • SMS notifications (if opted-in)

Legal Compliance

We adhere to Indian regulations including:
- Information Technology Act, 2000
- RBI Master Directions
- Credit Information Companies Act, 2005

Contact Us

For privacy concerns:
Email: privacy@company.com
Phone: +91-XXXXX-XXXXX
Address: [Registered Office Address]