Loans are subject to credit approval and terms apply | Rates from 5.99% APR to 35% APR | Late payments may result in additional fees | Not a guarantee of credit - Example repayment terms |

Financial Fresh Start
For CIBIL Defaulters

Specialized loan solutions while you rebuild your credit score

Loan Approval
Despite CIBIL Challenges

Alternative credit assessment for deserving candidates

72% Approval Rate
Credit Counseling
No Upfront Fees

*Loans subject to eligibility criteria. Improving credit behavior may increase approval chances. Terms and conditions apply.

Financial Solutions for
Credit Challenges

Specialized loan options while you work on credit improvement

Alternative Assessment

We consider banking history and income stability beyond credit score

Bank Statement Analysis

Credit Rebuilding

Structured repayment plans to help improve your credit score

Credit Counseling
Progress Tracking

Secure Options

Collateral-backed solutions for better approval chances

Property/Gold Accepted

Supportive Features

Smaller Loan Amounts

Start with manageable credit limits

Flexible Terms

Customized repayment schedules

Credit Education

Free financial literacy resources

Eligibility Guide

Stable Income

Minimum ₹25,000 monthly income

Employment

1+ year in current job/business

Documents

6 months bank statements + ID proof

Credit Improvement Journey

1. Credit Assessment

Detailed review of your credit history

2. Loan Approval

Tailored financial solution

3. Timely Payments

Structured repayment schedule

4. Score Improvement

Regular credit report updates

*Loans subject to lender's discretion. Higher interest rates may apply. Timely repayments can help improve credit score. Defaulting may further negatively impact credit rating.

Credit Recovery Loan Solutions

Financial assistance programs while you rebuild your creditworthiness

Secured Loan Options

  • Against Property/Assets
  • Lower Interest Rates
  • Higher Approval Chance

Alternative Evaluation

  • Bank Statement Analysis
  • Income Stability Check
  • Employment History Review

Credit Rehabilitation

  • Credit Counseling Sessions
  • Progress Monitoring
  • Score Improvement Tips

Key Requirements

Stable Income Proof

Minimum 6 months employment continuity

Banking History

12+ months of banking statements

Security

Collateral may be required

Recovery Roadmap

1

Initial Assessment

Financial health evaluation

2

Customized Plan

Tailored repayment strategy

3

Progress Monitoring

Regular credit score tracking

Important Notice

Loan approvals subject to lender's discretion. Interest rates may be higher than standard offers. Timely repayments can help improve credit score. Defaults may lead to legal action and further credit score damage. Consult a financial advisor before applying.